Our Approach
Finances can be stressful. Guidance shouldn’t be.
When it comes to money, most people don’t need Wall Street language or news style hype — they need someone they can trust to walk beside them (as a fiduciary advisor).
At Ridge and Republic, I believe financial planning should feel human. My goal is to help you understand where you are, where you want to go, and how to get there without the noise or pressure.
A few principles guide everything I do:
- Fiduciary First – Your interests come first. Always.
- Patience Over Predictions – We favor steady planning over short term predictions.
- Clarity Over Jargon – You’ll always understand the “why” behind any recommendation.
- Transparent Fees – You’ll know exactly what you’re paying and what you’re receiving as disclosed in your contract and ADV.
- Stewardship, Not Sales – My role is to guide, protect, and educate — never to push products.
This is the heart of Ridge and Republic: calm, personal guidance built to help you spend less time worrying about money and more time living your life.
For all services below, we may use third-party questionnaires (e.g. Vanguard) to assess your risk tolerance.
If you choose to move from a Stand-Alone planning engagement into a managed relationship, ask about our planning-to-advisory credit policy that may reduce future advisory fees. (See contract and ADV for full terms.)
What we offer
Financial Planning – Clarity for Today's Decisions
A comprehensive plan to help you see the full picture and make confident decisions. This is best for clients who want clarity on a specific goal or challenge.
- Retirement planning
- College savings
- Insurance and tax considerations
- Debt management
- Budgeting and cash flow
Ongoing Support and Planning – Walk With You
Some plans need more than a single session. With ongoing support, we stay by your side — helping you implement the plan, adjust as life changes, and build strong financial habits over time.
- Continuous access for questions and guidance
- Regular check-ins and updates
- Coaching through life’s financial decisions
Portfolio Management – Managed For You
Portfolio Management – Managed For You
For clients who want a trusted fiduciary to manage their assets directly, we design and implement a disciplined investment strategy aligned with your goals.
- Customized asset allocation and Investment Policy Statement
- Ongoing monitoring and rebalancing
- Diversified portfolios (stocks, ETFs, bonds, REITs, and more)
- We may utilize institutional model portfolios; any small embedded costs are absorbed by Ridge and Republic and not passed to clients.